Jefferson Bank
Business Services

Collection Services
The complexities of managing a business demand practical services that are designed to accelerate the collection and crediting process of remittances. Practical solutions to many of your collection needs are just a phone call away!

ACH
Automated Clearing House is a paperless payment system. This account gives your business the ability to gain or maintain a greater control over funds, move your billing and collection of routine payments out of a paper environment and eliminate check preparation, storage and retrieval costs. ACH can be used for
- Direct deposit
- Health club dues
- Insurance payments
- Mortgage payments

Cash Concentration
Consolidate available funds from many locations into a master account! Cash Concentration is ideal for businesses with multiple locations that make regular deposits.

Lockbox
Businesses with a large volume of recurring payments will benefit greatly from Jefferson Bank’s Lockbox service.
Your customers mail their payments to a local post office box in your name and our bonded couriers pick up the mail several times a day. An assigned team will process your work quickly and accurately and credit your business account. Benefits include:
- Processes checks quickly and accurately
- Expedites collection of paper-based payments
- Timely information on accounts receivable records
- Better audit control by separating deposit functions from the billing and receiveables
- Timely update of accounts receivable records

Merchant Services
Provides cutting edge technology, superior customer service and competitive rates coupled with a variety of options in processing methods to business operate better.
Your customers will appreciate the convenience of paying with debit/credit cards and your business will appreciate the boost in increased sale and average ticket potential.