This is a tiered interest-bearing checking account, which means that the interest rate earned increases as your balance grows! You will also benefit from the following free services and conveniences:

Standard Features

• Earns tiered interest on checking balance

• CheckPlus Debit MasterCard® Card

• Telephone Banking

• One Statement Banking

• banking@home

• Check Safekeeping of Image Checks

• Credit Card with no annual fee (with approval)

• Free online Bill Pay with e-statement, otherwise $2.95/month

• No monthly maintenance fee with $5000.00 minimum balance or a $10,000.00 average daily balance, $25,000 in an InvestorServices Brokerage Account, or have $25,000 in all combined deposit accounts on One Statement Banking. Otherwise, $15.00/month

• Overdraft Access*

• Plus Package for $6.95/month

• Tiger Checking

Minimum to open account: $50.00

* Subject to The Overdraft Access Policy, which is not a contract or obligation of the bank to pay overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means when insufficient funds exist in an account, but a method of making decisions on paying and returning these transactions to provide better customer service. Our regular overdraft fee of $26.00 will apply to each item paid under this Policy. Repayment of the overdraft amount is expected immediately. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Please see the Overdraft Access Policy Description available from any branch office. The bank reserves the right to withdraw this service at anytime.