The right loan at a reasonable rate is a great financial tool. Whether you’re expanding your home, purchasing a car, or enhancing your education, Jefferson Bank has a number of loan products that will help you get started!

Our loan specialists would be happy to walk you though the process of obtaining a Home Equity Loan or Line of Credit. For more information or to apply, contact us at 573-634-0830, or stop by our Commercial and Consumer Lending Center at 700 B Southwest Blvd.


Home Equity Loans

The equity you have built up in your home can become a prequalified line of credit!

Click Here to Download the Application

Easy to use
Once approved, you write yourself a personal loan just by writing a check.
Always available
Your credit line can be used for any purpose.
Apply just once, and then enjoy quick access to funds whenever they’re needed.

Often a money-saver
Generally lower interest rates can help you reduce high credit card costs
Often a tax-shelter
Interest on home equity loans is frequently tax-deductible: check with your tax advisor.

Car Loans
You may apply for a car loan with Jefferson Bank in any of these convenient ways.
Click here for a listing of our used vehicles.

In Person at any Jefferson Bank branch location or at the Commercial and Consumer Lending Center at 700 B Southwest Blvd.

By FAX – just print off the application, complete it, sign it, and fax it to the bank at (573) 634-0839.

Click Here to Download the Application

Over the phone by calling one of our loan officers at any of these locations:
- Jefferson Bank East 573-634-0840
- Jefferson Bank South 573-634-0870
- Jefferson Bank West 573-634-0850
- Jefferson Bank Main 573-634-0800
- Jefferson Bank Commercial & Consumer Lending Center 573-634-0830

Through your car dealer. Just tell the sales person that you want your car financed through Jefferson Bank.

Cash Reserve Credit Line

This revolving line of credit lets you make yourself a loan for any purpose – and there’s no charge until you use it!
- One-time application. Once your application is approved, the money is yours whenever you need it.
- Overdraft Protection. Write checks for more than your account balances.
- Reasonable Terms. The Annual Percentage Rate (APR) for Cash Reserve is 18%. An account summary appears on your monthly statement.
- Convenient repayment. Repayment of the greater of 5% of the outstanding balance or $10 per month is automatically deducted from your checking account.

When your line of credit is not being used, you pay no interest.