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    • Mortgage Essentials
    • 10 Reasons to Choose Us for Your Home Loan

      We are here to guide you every step of the way. Here are 10 reasons you should choose us as your home loan lender.

      1. We are here to make certain your first home buying experience is positive, professional and hassle free.
      2. We are your local bank – always available to meet with you, face-to-face, to answer any questions you may have.
      3. Jefferson Bank has an experienced staff of professional lenders who know the local market.
      4. All of our lending decisions are made locally, right here in your community.
      5. You can get prequalified online and receive your prequalification letter quickly.
      6. We will clearly disclose and explain all fees associated with your home loan at the beginning of the process.
      7. Jefferson Bank offers a wide variety of home loan options and we’ll help you find the loan that is best for you.
      8. Our Online Mortgage Center offers comprehensive resources to help you along the way, including valuable articles, instructional videos, financial calculators, and an extensive mortgage loan glossary. Calculate your future payments, determine which loan option is best for your specific situation, loan consolidation strategies, and much more.
      9. We guarantee your funds will be available and ready for a worry-free closing.
      10. Our top priority is to ensure you have a rewarding and exceptional home loan experience with us.


    • Equal Housing Lender. Equal Housing Lender. Member FDIC.