• Easy budget tips

    In the country's current financial standing, everyone is looking for ways to save money.

    Purchasing your flight 54 days in advance tends to yield the cheapest airfare.From clipping coupons for smaller purchases to landing a low interest rate on a major buy such as a car or home, Americans will do anything they can to pad their checking account.

    Here are a few tips to remember in order to better your financial standing.

    Keep a budget
    Sabah Karimi at U.S. News said that keeping a budget can be difficult, but you should try to "adopt habits that will make you more mindful about your spending choices and shopping routine." Karimi said it is vital to shop with a list, which helps you emphasize the purchases you actually need and lets you know when an item might not be necessary.

    She said you should also keep a daily log of everything you purchase, making it easier to track your spending habits to see if you are spending too much on certain items. Karimi pointed out that most people who shop with a list and use cash to make purchases tend to be more frugal.

    "Shopping with cash can make it easier to manage your budget and be more mindful about how much you spend," she said, noting that you're likely to be more cognizant of your purchases by only spending dollars you can actually see and hold.

    Figuring out those pesky student loans
    While some recent graduates believe it's a good idea to pay off their student debt as quickly as possible, that's not always the best route, according to Gerri Detweiler of Credit.com. Detweiler said if you are able to keep up with your payments in a timely fashion, student loans often provide a boost to your credit score. So distributing all of your available funds to your student loan debt isn't necessarily the smartest move. Detweiler said recent graduates should instead focus on keeping up with payments and starting an emergency fund.

    "You'll be able to make the minimum payments on your debts and maintain a good credit rating no matter what life throws your way," she said.

    Ken Ilgunas, author of Walden on Wheels: On the Open Road from Debt to Freedom, told Forbes that "you need to hate your debt."

    "Don't think of your debt as a monthly bill, think of it as a sworn enemy," he said.

    Ilgunas managed to pay off $18,000 of his $35,000 student loan debt in one year. He said limiting your spending habits will raise the amount of money you have available to pay off your debt. Ilgunas added that doling out an extra $25 a month on your payments can shorten the life of your loan and save you from paying too much on interest.

    Save on travel
    Just because you've decided to take a vacation doesn't mean you have to break the bank. The price of airfare rises and falls frequently, according to the Associated Press, so it's tough to figure out when you are getting a good deal.

    If you're looking for a surefire way to nab a cheap flight, check out CheapAir.com, which has calculated that buying a flight 54 days in advance typically offers the best price for domestic travel. However, other factors can be key ingredients. Airfares to popular destinations - and around holidays - tend to rise faster, which is why the website claims it's a good idea to purchase a flight around Thanksgiving or Christmas five or six months in advance.