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    • Home Ownership
    • Chris Wood Full

    • Chris Wood

      Senior Vice President

      700-A Southwest Boulevard
      Jefferson City, MO 65101
      p: 573.634.0860
      c: 573.636.7178
      Email Chris
      Apply with Chris
      NMLS# 543687

    • Today's Rates

      The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $135,000 and an estimated property value of $180,000. The property is located in MO and is within Cole County. The property is an existing single family home and will be used as a primary residence. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. If you request escrows to be waived, your interest rate may be slightly higher. Talk to your loan advisor for details. The rate lock period is 45 days and the assumed credit score is 740. At a 3.875% interest rate, the APR for this loan type is 4.020%. The monthly payment schedule would be 360 payments of $634.82.
      Conforming 30 Yr Rate  3.875%
      APR  4.020%
      The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $135,000 and an estimated property value of $180,000. The property is located in MO and is within Cole County. The property is an existing single family home and will be used as a primary residence. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. If you request escrows to be waived, your interest rate may be slightly higher. Talk to your loan advisor for details. The rate lock period is 45 days and the assumed credit score is 740. At a 3.750% interest rate, the APR for this loan type is 3.949%. The monthly payment schedule would be 240 payments of $800.40.
      Conventional 20 Year Fixed Rate  3.750%
      APR  3.949%
      The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $135,000 and an estimated property value of $180,000. The property is located in MO and is within Cole County. The property is an existing single family home and will be used as a primary residence. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. If you request escrows to be waived, your interest rate may be slightly higher. Talk to your loan advisor for details. The rate lock period is 45 days and the assumed credit score is 740. At a 3.250% interest rate, the APR for this loan type is 3.497%. The monthly payment schedule would be 180 payments of $948.60.
      Conventional 15 Year Fixed Rate  3.250%
      APR  3.497%

    • CHRIS' BIOGRAPHY

    • Chris Wood is Senior Vice President and head of the Mortgage Loan Department at Jefferson Bank. He served three years in the United States Army as a corporal in Operation Enduring Freedom, 2000-2003 and joined Jefferson Bank as a Mortgage Lender in 2005. His community involvement includes District Chairman for the Boy Scouts of America, United Way Board of Directors, Jefferson City Area Board of Realtors, Women's Council of Realtors, Home Builders Association, When the Yellow Ribbon Fades Board, Missouri Junior Golf Association Foundation Committee, Vice-President Young Wanted Baseball and Jefferson City Area Chamber of Commerce. Chris resides in Jefferson City with his wife and children.