Chris Wood Photo

Chris Wood

Senior Vice President
Manager, Mortgage Loan Department

Jefferson Bank
700-A Southwest Boulevard
Jefferson City, MO 65109
p: (573) 634-0860
f: (573) 636-7178
Email Chris
NMLS# 543687

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Chris Wood is Senior Vice President and head of the Mortgage Loan Department at Jefferson Bank. He served three years in the United States Army as a corporal in Operation Enduring Freedom, 2000-2003 and joined Jefferson Bank as a Mortgage Lender in 2005. His community involvement includes District Chairman for the Boy Scouts of America, United Way Board of Directors, Jefferson City Area Board of Realtors, Women's Council of Realtors, Home Builders Association, When the Yellow Ribbon Fades Board, Missouri Junior Golf Association Foundation Committee, Vice-President Young Wanted Baseball and Jefferson City Area Chamber of Commerce. Chris resides in Jefferson City with his wife and children.

Calculate a Mortgage Payment

Understanding your potential mortgage payment will help you determine what type of home is within your reach.

Your monthly mortgage payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender.

 

 


Customize Rates


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Current Rates


We offer many loan options for investment properties, please contact a loan officer for details.

INTEREST RATE APR MONTHLY PAYMENT

The Jefferson Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.

The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.

All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications.  Interest rates and program terms are subject to change without notice. 

Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.

USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.