Low Rate or Cash Back?

Our Low Rate or Cash Back calculator will help you determine the most cost-effective option for your vehicle purchase.

Navigating car purchases and loan agreements can be difficult. While a low rate loan sounds attractive, you might be better off taking the cash back and adding it to your down payment. A lower loan amount will mean a lower monthly payment and you might find that the interest savings you’ll gain by the low rate loan is less than the cash back amount.