5 tips to tidy up your finances When it comes to spring cleaning your finances, it’s important to stay consistent and keep your financial information fresh. Use these tips to get you through this year’s spring currency cleanse. 1. Finish your taxes. The April deadline for your taxes always hits faster than expected, so start the filing process in March. You will give yourself plenty of time to gather all the necessary documents and to finish your 1040. If you are able to file your taxes before the end of March, it will take away the anxiety from the fast approaching mid-April deadline. 2. Review your free credit report. Every year you can receive a free credit report from any of the three major credit bureaus. Check up on your credit report to verify that all the information is correct. If you spot any incorrect information contact the credit bureau immediately, as this is the information that any potential lender will judge you by. If your report’s information is true, but not up to par, then it’s time to reevaluate your financial strategies. 3. Review your budget. Have you established your monthly budget? If not, it’s time to start. A recorded and detailed budget, instead of a mentally-stored one, will remove any ambiguity surrounding your financial stance. Monitoring your expenses, retirement savings, and general savings will detail how much money you are actually able to save on a monthly basis. In the case that you have a budget already, be sure to review it every spring. Your living situation and expenses may have changed, so continually update it to keep everything on track. Online tools like Money Manager, can help you stay on track and monitor your spending in one, convenient location. Keeping yourself organized will keep your credit history clean.4. Create a bill calendar or checklist. Revaluating your organization is an easy way to get your finances prepped for spring and the upcoming summer months. Put together a calendar marking the payment dates for any bills, credit card payments, loan payments, and even paydays to help keep your head clear when it comes to paying your dues. Consider even marking days when you plan to make certain payments. Another option to a physical calendar, is an online bill pay service. You can set up recurring payments, so your bills are paid automatically each month helping you avoid late payments.5. Keep bills and eStatements safely stored. It should go without saying, don’t keep financial documents stored under your mattress or disorganized across five filing cabinets. But we’ll say it anyway. Keep all important documents together in a safe, dry place so that they are easily accessible whenever needed. When it comes to your account statements, eStatements are stored electronically for up to seven years. It’s a secure and convenient way to digitally view and store your account statements, tax documents, and loan documents all in one location. This spring keep your finances clean with these strategies. Starting off on the right foot will put good practices on autopilot, and make the rest of the year a breeze. The information provided in these articles is intended for informational purposes only. It is not to be construed as the opinion of Central Bancompany, Inc., and/or its affiliates and does not imply endorsement or support of any of the mentioned information, products, services, or providers. All information presented is without any representation, guaranty, or warranty regarding the accuracy, relevance, or completeness of the information.