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Your Story. Your Journey.
More Opportunities are Waiting for You!

Life is full of moments that matter — the ones that define your journey and shape your story. We understand that every milestone starts with a foundation. That’s why we’re here to support you with a checking account designed to help you navigate life’s big and small steps.

Get started with $300disclosure 1! Open any eligible checking account and have two or more direct deposits with a cumulative total of $800 or more within 90 days of account opening.

Promo Code: MORE  


MyChoice Checking

A great choice whether you're a student looking to start your financial journey, or you are established and looking for benefits that fit your lifestyle.


MaxMoney Checking

Go above and beyond your typical checking account! Enjoy extra security, resources, and savings to help you maximize your money.disclosure 5 

  • $9.95 monthly fee

World Checking

Receive first-rate customer service, access to exclusive services, and a premium rate on your account.


Preferred Interest Checking

Flexible banking, competitive interest rates, and convenience all with one account.

Your Partner in Every Chapter

Whether you’re managing your first paycheck, saving for your dream vacation, or building your future, we’re here to meet you where you are. Our checking accounts are more than just a place to store your money — they’re a tool to help you seize opportunities and make your dreams a reality.

Convenience for Your Busy Life

Access your account anytime, anywhere with our intuitive mobile app and online banking. Pay bills, transfer funds, and track your spending on the go.

Security You Can Trust

Your money is safe with us. Our advanced fraud protection and alerts ensure peace of mind, so you can focus on what matters most.

Flexibility to Fit Your Needs

From no-minimum-balance options to accounts with premium perks, we offer solutions tailored to your lifestyle and financial goals.

Support When You Need It

Our dedicated customer service team is here to help, whether you’re opening your first account or planning your next big step.


Built for Life’s Moments

Your First Paycheck

Celebrate the start of your career with an account that helps you manage your income and set your financial goals. 

Planning for Your Vacation

Save for your special day with tools to budget and organize expenses. 

Growing Your Family

Prepare for the next chapter with resources to plan for childcare, education, and more.  

Building Your Future

Invest in your dreams with accounts that grow with you as you achieve new milestones.

Get Personal with Your Finances

Insights are a new way to stay in the know with your finances. Personalized to you, these data-driven pieces of information will let you know about deposits to your account, notify you of upcoming subscription renewals, keep you informed of suspicious transactions, and so much more.
 Phone screen showing the Insights feature.

Father giving daughter chore money with Greenlight card

Dreaming of a Financial Tool for Your Kids?

Jefferson Bank customers enjoy a freedisclosure 2 subscription to Greenlight, the money and safety app built with families in mind, and designed for kids of all ages.

With Greenlight’s debit card and app, parents can pay allowance, assign chores, and help their kids learn to earn, save, spend wisely, and invest.

The Mobile App, Built for You

We designed this app with you in mind! Manage your account – view activity, make transfers, deposit checks, send Money with Zelle®disclosure 3, lock your card, and more!

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4.8

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Google Store

4.9

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Apple App Store

Get Started Today 

Open your account and start building the foundation for your milestones. Whether you’re just starting out or looking ahead, we’re here to help you make the most of every moment that matters.

Open Account

More Moments That Matter, More Opportunities for You.

  1. To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $800 within 90 days of account opening. Minimum balance of $50.00 required 90 days after account opening to receive bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Offer may only be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing on the date any earned bonus is paid. We reserve the right not to open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2025.   Back to content
  2. Jefferson Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Jefferson Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 07/08/2026. Offer subject to change and partner participation. Back to content
  3. Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license. Back to content
  4. MyChoice Checking: To avoid the monthly fee - you must receive electronic statements and one of the following:
    • Maintain a minimum daily balance of $2500.00 per statement cycle; or
    • Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or
    • Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle; or
    • The primary account holder is under the age of 25.
      • Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday.

    You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).

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  5. MaxMoney Checking: Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Registration/Activation Required. Back to content
  6. World Checking: To avoid the monthly fee - you must have a $15,000 average balance; or; $250,000 private banking relationship; a $250,000 Central Investment Advisors relationship or be a Central Trust Company client. Back to content
  7. Preferred Interest Checking: To avoid the monthly fee - you must have a daily balance of $5,000.00 for the monthly statement cycle; or,
    Maintain $25,000.00 average daily balance in all deposit accounts for the statement cycle (Checking, Savings, Money Market, or Certificate of Deposit). Back to content