Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases
19.99%APR
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
19.99%
This APR will vary with the market based on the Prime Rate.
APR for Cash Advances
26.99%
This APR will vary with the market based on the Prime Rate.
Paying Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.50
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore