Michelle Gebhardt

Michelle Gebhardt

Vice President
Mortgage Loan Officer

NMLS# 543701

4.82
Office: (573) 634-0861

Fax: 573-634-0882

700-B Southwest Blvd.
Jefferson City, MO 65109
Apply with Michelle
Michelle Gebhardt

Michelle Gebhardt

Apply with Michelle

About Me

Michelle started her banking career in trust administration services in 1993. In 2000, she accepted a position in Mortgage Lending at Jefferson Bank. Her role has ranged from processer and closer to loan originator and Supervisor of the Mortgage Loan Department.

Michelle understands that buying a home is one of the most overwhelming experiences in a person’s life and getting to assist a customer during their home-buying journey is extremely rewarding.

Michelle is involved in the community and has served as event Chair for RACS events and is a member of the Jefferson City Area Chamber of Commerce, Jefferson City Board of Realtors, and Women’s Council of Realtors. Michelle has two adult children and two grandchildren and resides in Jefferson City with husband, Kevin.

Homebuyer Stories

Michelle 's Customer Reviews

4.82
  • August 2026
    Easy process! Michelle was very helpful!
    Christopher H.
  • August 2026
    Michelle is a true banking professional. She was A joy to work with on this loan.
    Jennifer H.
  • July 2026
    Michell's personal touch and support!
    Paul K.
  • June 2026
    While we had some bumps on the way to getting approved Michelle was there for everything. Everything question, number calculation, different scenarios she handled everything.
    Bradley W.
  • May 2026
    You always keep us up to date and informed of what was needed .
    Thomas W.
  • February 2026
    Michelle was amazing! She made sure to always respond promptly to any questions I had and made the whole process a breeze!
    Katherine P.
  • January 2026
    Michelle worked on days off to get stuff done on our Home Equity Refi . She sure is pleasant to be with as well!
    Terri P.
  • November 2025
    Michelle made me feel like I was her most important customer!! She was communicative, friendly, and knowledgeable!
    Gregory S.

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