Michelle Gebhardt

Michelle Gebhardt

Vice President
Mortgage Loan Officer

NMLS# 543701

4.73
Office: (573) 634-0861

Fax: 573-634-0882

700-B Southwest Blvd.
Jefferson City, MO 65109
Apply with Michelle
Michelle Gebhardt

Michelle Gebhardt

Apply with Michelle

About Me

Michelle started her banking career in trust administration services in 1993. In 2000, she accepted a position in Mortgage Lending at Jefferson Bank. Her role has ranged from processer and closer to loan originator and Supervisor of the Mortgage Loan Department.

Michelle understands that buying a home is one of the most overwhelming experiences in a person’s life and getting to assist a customer during their home-buying journey is extremely rewarding.

Michelle is involved in the community and has served as event Chair for RACS events and is a member of the Jefferson City Area Chamber of Commerce, Jefferson City Board of Realtors, and Women’s Council of Realtors. Michelle has two adult children and two grandchildren and resides in Jefferson City with husband, Kevin.

Homebuyer Stories

Michelle 's Customer Reviews

4.73
  • November 2025
    Michelle made me feel like I was her most important customer!! She was communicative, friendly, and knowledgeable!
    Gregory S.
  • October 2025
    Great customer service and a wonderful person
    Janice K.
  • October 2025
    Katie Bubac (loan processor) was rude and unproffessional to our insurance agent I also caught her in more than one lie. Michelle Gebhart was pleasant and kind but didn't seem to understand a lot of the loan process and that led to setbacks and frustrations . As someone who has now had 3 loans with Jefferson Bank, this time around the experience was subpar and led me to question whether we will do future business with Jefferson Bank
    Tiffani M.
  • October 2025
    Michelle was very helpful throughout the process. She was able to answer any questions that we had.
    James G.
  • October 2025
    Professional and courageous advice and service!
    Robert S.
  • October 2025
    The time spent with Michelle was quick and uncomplicated. She was polite and personable.
    Debra S.
  • July 2025
    Great to work with!
    Janet G.
  • July 2025
    Michelle is extremely knowledgable in her field. Great communicator! She made the process painless and timely. Highly recommend her!
    Patrick R.

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