Apply for a Credit Card

Whatever you need, we have a credit card to suit your lifestyle.

Our Mastercard® credit cards are available with rewards and a competitive interest rate.

The ONLY Card℠ Mastercard®

Our Jefferson Bank Credit Card is the only card you’ll need, with free rewards, and the power of Mastercard®. More details about The ONLY Card℠ Mastercard®

Rates and Terms

Apply Now The ONLY Card℠ Mastercard®

World Mastercard®

With the Jefferson Bank World Mastercard® spend with confidence knowing you have the buying power of Mastercard, backed by the customer service you deserve. More details about World Mastercard®

Rates and Terms

Apply Now World Mastercard®

World Elite Mastercard®

With the World Elite Mastercard, you’ll get more than 32 million acceptance locations, no international transaction fees, and protection against unauthorized purchases or identity theft. More details about World Elite Mastercard®

Rates and Terms

Apply Now World Elite Mastercard®

  1. Points have no expiration as long as the card is active and completes purchases on an annual basis. Back to content

The Central Trust Bank operates under the brand names Central Bank, Jefferson Bank, and Bank Central.
Accounts under these brands are combined for FDIC Insurance coverage.


To apply online, you must be 18 years or older, a U.S. citizen or resident alien, and have a U.S. address. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account or apply for a loan, we will ask for your name, physical address, date of birth, Social Security Number, and other information that will allow us to identify you. We may also ask for a copy of your driver's license or other identifying documents. We reserve the right to deny an application from a person residing outside of our trade area.

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.