The Only Card℠

Our Jefferson Bank Credit Card is built with you in mind. Receive free rewards, no annual fee, and the power of Mastercard®.

The Only Card℠ from Jefferson Bank allows you to do all of your spending from one card, with free rewards and no annual fee to help you save time and money so you can enjoy the moments you live for.

You’ll have access to truly unforgettable experiences, and can choose the most convenient ways to shop with the latest card security features, like Card Lock.

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Take your wallet to the next level of awesome with The Only Card.

Beach umbrella and chair
Earn rewards on every purchase – Cash back+, travel, merchandise, gift cards, and more.

local customer service
Local Customer Service – We’re your local bank and can answer any questions you may have.

Mobile payments
Make mobile payments with the digital wallet of your choice – Apple Pay®, Samsung Pay, or Google Pay™.

ID theft protection
Mastercard ID Theft Protection – Mastercard provides you with a number of Identity Theft resolution services, should you believe you’re a victim of identity theft.

global services
Mastercard Global Service – Mastercard provides worldwide, 24/7 assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.

Airplane and Car Icon
Mastercard Airport Concierge™– Enjoy savings on Airport Meet and Greet services, which includes a personal Meet and Greet agent to escort you 24/7 through the airport on departure, arrival, or any connecting flights at over 700 destinations worldwide.

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MasterRental – If you rent a vehicle for 15 consecutive days or less with your covered card, you’re eligible for benefits with this coverage.

location services
Worldwide Automatic Travel Accident – Receive insurance for up to $250,000 for accidents or injuries while traveling.

lost or damaged luggage
Baggage Delay – Baggage delay reimburses you for expenses incurred for the emergency purchase of essential items while you’re without your luggage.

We offer smarter, more secure and more efficient payments with EMV chip technology. With an embedded microchip, you are protected by an extra layer of fraud protection. To learn more about EMV Chip Technology, visit our Security Center.

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.

Apple, the Apple logo, and its products are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and Google Play are trademarks of Google LLC. Samsung Electronics America, Inc. and all its products are registered trademarks of Samsung Electronics Co., Ltd.

These are summary descriptions only. Certain restrictions, limitations and exclusions apply and are subject to change. See bank for details or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only.

Applicable to U.S. Cardholders only.

The Only Card Agreement