Checking Accounts | Jefferson Bank

Compare Personal Checking Accounts

	MyChoice Checking	MaxMoney Checking	Preferred Interest	World Checking
Which account is right for you?	You are constantly on the go, receive a monthly direct deposit and use your debit card frequently.	You want a checking account with perks - security, savings, and much more!	You keep a minimum balance of $1,000 and expect to earn interest at a competitive rate.	Your spending is more complex than most, traveling often with high level spending amounts.
Minimum to open	$50	$50	$50	$50
Monthly Fee	$3 Avoidable Fee^†	$8.95	$10 Avoidable Fee^††	$20 Avoidable Fee^†††
Free Debit Mastercard
Free Transactions at Jefferson Bank ATMs
Statement Type	eStatements*	eStatements or paper	eStatements*	eStatements or paper
ATM Refunds Outside Network**
Free Checks & Money Orders
Credit File Monitoring¹
Access to Credit Score² & Reports²
Access to Online & Mobile Banking+
Bill Pay	FREE with eStatements	FREE with eStatements	FREE with eStatements	FREE
Debit Card International Transaction Fee	3%	3%	3%	1%
Can Earn Interest
Pay a Person	FREE^	FREE^	FREE^	FREE^
Sports Fan Upgrade Available
Cell Phone Protection³
$hopping Rewards^TM,2 and Cash Back Member Rewards²
To waive the monthly fee: ^†MyChoice Checking, you must receive electronic statements and one of the following: Maintain a recurring direct deposit; or, use your debit card at least 10 times for a point of sale transaction; or, keep an average daily balance of at least $500; or, set up a monthly recurring transfer from MyChoice Checking to SaveUp^SM Savings ^††Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle ^†††World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Investor Services or a Central Trust Company client Paper statement available for a fee. See bank for details. *ATM Refunds: MyChoice Checking and MaxMoney Checking: Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. World Checking: The first four fees per statement cycle are auto-refunded. +Mobile carrier data and text rates may apply. ^{^}There is a $2 fee for an immediate transfer. ¹Credit file monitoring may take several days to begin following activation. ²Registration/Activation Required ³Cell Phone Bill must be paid through your MaxMoney Account.

Disclosures

To waive the monthly fee:
^† MyChoice Checking, you must receive electronic statements and one of the following:
•Maintain a recurring direct deposit;
•or, use your debit card at least 10 times for a point of sale transaction;
•or, keep an average daily balance of at least $500;
•or, set up a monthly recurring transfer from MyChoice Checking to SaveUp^SM Savings

^†† Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle
^††† World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Investor Advisors or a Central Trust Company client

*Paper statement available for a fee. See bank for details.

**ATM Refunds:
•MyChoice Checking and MaxMoney Checking: Must submit the other bank's ATM receipts to any teller or customer service representative within 60 days of a transaction.
•World Checking: The first four fees per statement cycle are auto-refunded.

⁺Mobile carrier data and text rates may apply.
^{^}There is a $2 fee for an immediate transfer.
¹Credit file monitoring may take several days to begin following activation.
²Registration/Activation Required
³Cell Phone Bill must be paid through your MaxMoney Account.