Checking Accounts | Jefferson Bank

Compare Personal Checking Accounts

	Free Checking	MyChoice Checking	Preferred Interest	World Checking
Which account is right for you?	You are looking for a basic checking account and access to basic Online Banking features.	You are constantly on the go, receive a monthly direct deposit and use your debit card frequently.	You keep a minimum balance of $1,000 and expect to earn interest at a competitive rate.	Your spending is more complex than most, traveling often with high level spending amounts.
Minimum to open	$50	$50	$50	$50
Monthly Fee	$0 Fee	$3 Avoidable Fee^†	$10 Avoidable Fee^††	$20 Avoidable Fee^†††
Free Transactions at Jefferson Bank ATMs
Statement Type	eStatements*	eStatements*	eStatements*	eStatements or paper
ATM Refunds Outside Network**
Access to Online & Mobile Banking+
Bill Pay	Available for monthly fee	FREE with eStatements	FREE with eStatements	FREE
Can Earn Interest
Pay a Person	$0.50 per transaction^	FREE^	FREE^	FREE^
Sports Fan Upgrade Available
Free Standard Checks, Stop Payments, Wire Transfers, and Notary Services
To waive the monthly fee: ^†MyChoice Checking, you must receive electronic statements and one of the following: 1. Maintain a recurring direct deposit; 2. or, use your debit card at least 10 times for a point of sale transaction; 3. or, keep an average daily balance of at least $500; 4. or, set up a monthly transfer between MyChoice Checking and SaveUp^SM Savings ^††Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle ^†††World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 InvestorServices or a Central Trust Company client Paper statement available for a fee. See bank for details. *ATM Refunds: MyChoice Checking: Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. World Checking: The first four fees per statement cycle are auto-refunded. +Mobile carrier data and text rates may apply. ^There is a $2 fee for an immediate transfer.

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