Checking

Your needs are diverse and we have a variety of personal banking products and services to create a customized solution based on your financial needs. It all starts with a checking account. Open your new checking account online or at one of our convenient locations.

MaxMoney® Checking

You want a checking account with perks - access to your credit score¹, extra security, more savings, and much more! More details about MaxMoney® Checking

Monthly Fee: $8.95

Open Now MaxMoney® Checking

MyChoice Checking

Whether you’re a student or looking to start your financial journey, MyChoice Checking makes banking easy! Plus, receive a secure and easy way to manage your finances with Online and Mobile Banking. More details about MyChoice Checking

Monthly Fee: $5 avoidable fee2

Open Now MyChoice Checking

World Checking

Your spending is more complex than most, traveling often with high level spending amounts. More details about World Checking

Monthly Fee: $20 avoidable fee3

Open Now World Checking

Preferred Interest Checking

An account for high balances with competitive rates. More details about Preferred Interest Checking

Monthly Fee: $10 avoidable fee4

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Free Checking

A basic checking account with access to basic Online and Mobile Banking features with free electronic statements with free electronic statements.disclosure 5 More details about Free Checking

Monthly Fee: $0

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Which account is the best fit for me?

Take just a few minutes to answer some questions, and you'll receive a personalized recommendation for an account that matches your spending habits and lifestyle.

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  1. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Back to content
  2. To avoid the monthly fee - you must receive electronic statements and one of the following:
    • Maintain a minimum daily balance of $2500.00 per statement cycle; or
    • Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or
    • Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle; or
    • The primary account holder is under the age of 25.
      • Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday.

    You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).

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  3. To avoid the monthly fee - you must have a $15,000 average daily balance; or; maintain an average daily balance of $250,000 or greater in all deposit accounts during a monthly cycle; a $250,000 Central Investment Advisors relationship or be a Central Trust Company client. Back to content
  4. To avoid the monthly fee - you must do one of the following:
    • Maintain a minimum daily balance of $5,000.00 for the monthly statement cycle; or
    • Maintain $25,000.00 average daily balance in all deposit accounts for the statement cycle. (Checking, Savings, Money Market, or Certificate of Deposit).

    Paper statements are available for a fee of $3.00 per statement cycle.

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  5. Paper statements are available for a fee of $3.00 per statement cycle. Back to content