Compare Personal Checking Accounts

	MyChoice Checking	MaxMoney Checking	Preferred Interest	World Checking
Which account is right for you?	You are constantly on the go, receive a monthly direct deposit and use your debit card frequently.	You want a checking account with perks - security, savings, and much more!	You keep a minimum balance of $1,000 and expect to earn interest at a competitive rate.	Your spending is more complex than most, traveling often with high level spending amounts.
Minimum to open	$50	$50	$50	$50
Monthly Fee	$3 Avoidable Fee^†	$8.95	$10 Avoidable Fee^††	$20 Avoidable Fee^†††
Free Debit Mastercard
Free Transactions at Jefferson Bank ATMs
Statement Type	eStatements*	eStatements or paper	eStatements*	eStatements or paper
ATM Refunds Outside Network**
Free Checks & Money Orders
Credit File Monitoring¹
Access to Credit Score² & Reports²
Access to Online & Mobile Banking+
Bill Pay	FREE with eStatements	FREE with eStatements	FREE with eStatements	FREE
Debit Card International Transaction Fee	3%	3%	3%	1%
Can Earn Interest
Zelle^®	FREE^	FREE^	FREE^	FREE^
Sports Fan Upgrade Available
Cell Phone Protection³
$hopping Rewards^TM,2 and Cash Back Member Rewards²
To waive the monthly fee: ^†MyChoice Checking, you must receive electronic statements and one of the following: Maintain a recurring direct deposit; or, use your debit card at least 10 times for a point of sale transaction; or, keep an average daily balance of at least $500; or, set up a monthly recurring transfer from MyChoice Checking to SaveUp^SM Savings ^††Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle ^†††World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Investor Services or a Central Trust Company client Paper statement available for a fee. See bank for details. ATM Refunds: MyChoice Checking and MaxMoney Checking: Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. World Checking: The first four fees per statement cycle are auto-refunded. +Mobile carrier data and text rates may apply. ^{^}Zelle* is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license. ¹Credit file monitoring may take several days to begin following activation. ²Registration/Activation Required ³Cell Phone Bill must be paid through your MaxMoney Account.

Personal Checking Comparison

MyChoice Checking

You are constantly on the go, receive a monthly direct deposit and use your debit card frequently.

$50 Minimum to Open
$3 Avoidable Fee^†
Free Debit Mastercard
Free Transactions at Jefferson Bank ATMs
eStatements available^*
ATM Refunds Outside Network^**
Access to Online & Mobile Banking⁺
Bill Pay FREE with eStatements
3% Debit Card International Transaction Fee
Zelle^® FREE^{^}
Sports Fan Upgrade Available

Open Now

MaxMoney Checking

You want a checking account with perks - security, savings, and much more!

$50 Minimum to Open
$8.95 Monthly Fee
Free Debit Mastercard
Free Transactions at Jefferson Bank ATMs
Statement Type available in eStatements or paper
ATM Refunds Outside Network^**
Free Checks & Money Orders
Credit File Monitoring¹
Access to Credit Score² & Reports²
Access to Online & Mobile Banking⁺
Bill Pay FREE with eStatements
3% Debit Card International Transaction Fee
Zelle^® FREE^{^}
Sports Fan Upgrade Available
Cell Phone Protection³
$hopping Rewards^TM,2 and Cash Back Member Rewards²

Open Now

Preferred Interest

You keep a minimum balance of $1,000 and expect to earn interest at a competitive rate.

$50 Minimum to Open
Monthly $10 Avoidable Fee^††
Free Debit Mastercard
Free Transactions at Jefferson Bank ATMs
Statement Type available as eStatements^*
Access to Online & Mobile Banking⁺
Bill Pay FREE with eStatements
3% Debit Card International Transaction Fee
Can Earn Interest
Zelle^® FREE^{^}
Sports Fan Upgrade Available

Open Now

World Checking

Your spending is more complex than most, traveling often with high level spending amounts.

$50 Minimum to Open
Monthly $20 Avoidable Fee^†††
Free Debit Mastercard
Free Transactions at Jefferson Bank ATMs
Statement Type available in eStatements or paper
ATM Refunds Outside Network^**
Free Checks & Money Orders
Credit File Monitoring¹
Access to Credit Score² & Reports²
Access to Online & Mobile Banking⁺
Bill Pay FREE
1% Debit Card International Transaction Fee
Can Earn Interest
Zelle^® FREE^{^}

Open Now

Disclosures

To waive the monthly fee:
^† MyChoice Checking, you must receive electronic statements and one of the following:
•Maintain a recurring direct deposit;
•or, use your debit card at least 10 times for a point of sale transaction;
•or, keep an average daily balance of at least $500;
•or, set up a monthly recurring transfer from MyChoice Checking to SaveUp^SM Savings

^†† Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle
^††† World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Investor Advisors or a Central Trust Company client

*Paper statement available for a fee. See bank for details.

**ATM Refunds:
•MyChoice Checking and MaxMoney Checking: Must submit the other bank's ATM receipts to any teller or customer service representative within 60 days of a transaction.
•World Checking: The first four fees per statement cycle are auto-refunded.

⁺Mobile carrier data and text rates may apply.
^{^}Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
¹Credit file monitoring may take several days to begin following activation.
²Registration/Activation Required
³Cell Phone Bill must be paid through your MaxMoney Account.