Understanding
Rates & Fees

Buying a home is one of the most important decisions you'll ever make. Working with smart, trustworthy people to finance your home makes the decision a lot easier!

Selecting a mortgage is one of the most important financial decisions you'll ever make, and you're entitled to all the rate and fee information you need to make the right decision. Our lending professionals have the market knowledge and experience to guide you through the terminology, guidelines, costs, and the tough decisions.

Interest rates fluctuate based on a variety of factors, including inflation, the pace of economic growth and Federal Reserve policy. Inflation has the largest influence on interest rates. A modest rate of inflation will almost always lead to low interest rates.