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    • Understanding Rates and Fees
    • Today's Mortgage Rates

      Give us a call and lock in your rate today.

      Our rates are low and we’re very competitive. All loan decisions are made locally, right here in your community to make sure we can give you the lowest rate possible.

      Mortgage rates are unique to you, so we’ll need to get some information from you to ensure we are quoting the best rate.

      Here’s what we’ll need to know:

      • The Loan Purpose:  Purchase or Refinance
      • Occupancy Status:  Primary Residence, Second Home, or Investment Property
      • Home Type: Single Family, Condo, or Townhome
      • Estimated Home Value
      • Anticipated Loan Amount

    • Get Your Rate Quote

      The “buying part of your new home doesn’t have to be stressful. Contact us today and we’ll guide you every step of the way. Call 573-634-0860 or stop by any Jefferson Bank location to learn more.

    • *Please note that the interest rate and fees shown here are based on the general interest rate market for a typical loan scenario. The disclosure on availability of these rates may be seen by clicking on the rate.
      The monthly payment amount shown includes principal and interest and mortgage insurance if required. Taxes, property insurance, and flood insurance (if applicable) are not included in the monthly payment amount. Your actual monthly payment amount may be higher. An escrow account may be required.
      The interest rates, annual percentage rates (APRs), points and rebates or closing cost credits shown are subject to change without notice.
      Your APR will vary based on your final loan amount and finance charges.
      If you request the escrows to be waived, your interest rate may be higher. Talk to your Loan Advisor for details.
      Equal Housing Lender. Equal Housing Lender. Member FDIC.