TJ Ralston

TJ Ralston

Vice President
Mortgage Loan Officer

NMLS# 1374466

4.88
Office: (573) 634-0863

Fax: 573-634-0882

700-B Southwest Blvd.
Jefferson City, MO 65109
Apply with TJ
TJ Ralston

TJ Ralston

Apply with TJ

About Me

TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership.

TJ graduated from Lincoln University with a Bachelor of Science degree in Business Administration. He is involved in activities with Jefferson City Chamber of Commerce and Home Builders Association of Central Missouri and participates on the United Way Fund Allocation Board and Campaign Leadership Team.

Over the years he has invested his time to sporting events in the community as coach and referee for both youth and high school athletes. TJ resides in Jefferson City with his wife, Lacy and three boys. In his spare time, you can find him coaching and cheering on his boys at sporting events throughout the year.

Homebuyer Stories

TJ's Customer Reviews

4.88
  • October 2025
    TJ is a banking professional. He understands his clients goals and works closely with them to fulfill those goals. He is capable, efficient and brings years of experience to every situation matching product to financial needs.
    Randy K.
  • October 2025
    TJ was always very responsive to any inquires and always met us in a friendly manner and wearing a smile.
    Terry T.
  • October 2025
    Things were done on time
    Nicholas N.
  • August 2025
    TJ was a great help throughout my journey
    Wesley S.
  • August 2025
    I told him I had never had a home equity loan before, but he still failed to explain how it works and I had to call several times with questions. Also he said it would take about a month but it ended up taking over two months to get the money. I wish he had been upfront with how long it would take so I would have had realistic expectations. Friends and family told me it was much simpler and faster at other banks so i I may switch in the future .
    Melissa Z.
  • August 2025
    Good communication and quick service. Pleasant to do business with.
    Kurt M.
  • July 2025
    TJ was very professional and answered all my questions thoroughly while also providing options. Great experience.
    Jeffrey M.
  • July 2025
    TJ is wonderful to work with! He is always responsive, very helpful and professional!
    Diane A.

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