Protect Your Business with Check Positive Pay
Businesses that rely on check payments face ongoing risks from altered, duplicated, or counterfeit checks. Without proper verification, these fraudulent items can result in financial loss and disrupt daily operations. Check Positive Pay helps your business review issued check activity and identify potentially suspicious items before they are paid.
Through proactive verification and convenient online management tools, your business can monitor issued checks, strengthen payment controls, and reduce exposure to check fraud.
How Check Positive Pay Works
Your business submits a file of issued checks to the bank. When a check is presented for payment, it is compared against your issued check file to confirm the details match. If a discrepancy is detected, such as a different amount, altered payee name, duplicate item, or mismatched check number, the check is flagged as an exception.
You can review the exception through Business Online Banking and choose whether to approve payment or return the check.
This review process helps your business identify suspicious check activity early and reduce the risk of fraudulent or altered checks before they are paid.
Advanced Tools for Payment Oversight
- Real-Time Validation - Confirm uploaded check files and identify errors quickly.
- File Upload Support - Upload files with Excel or manually enter individual checks.
- Flexible Report Tools - Create, save, and schedule reports for better visibility.
- Automatic Exception Alerts - Receive notifications for suspicious checks and pending exceptions.
- Secure Online Access - Access Check Positive Pay through Business Online Banking.
How Your Business Benefits
- Detect Check Fraud Early - Identify altered, duplicated, or counterfeit checks before they are processed.
- Protect Business Cash Flow - Help reduce the risk of unauthorized check payments impacting your account balance.
- Reinforce Internal Controls - Support dual approval processes and strengthen internal review procedures.
- Gain Better Visibility - Track check activity with reporting tools and real-time alerts.
Valuable for Businesses That
- Process a high volume of checks
- Work with multiple vendors or payees
- Manage distributed accounting teams
- Require stronger internal controls
- Prioritize proactive fraud protection
Get Started with Check Positive Pay!
To learn more about Check Positive Pay or determine if it’s the right fit for your business, contact your Jefferson Bank business banking representative. You can also call us at (866) 236-8744 or visit a location near you.
Business Positive Pay Contact Form
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