Jefferson Bank is now an Approved Ginnie Mae Issuer

January 29, 2024 (Jefferson City, Mo.) - There’s nothing like the convenience of a hometown bank. Jefferson Bank is an approved Ginnie Mae Issuer. This means if you have an FHA, VA, USDA or 184 “Native American” loan, we can now service your loan in house! Work with a Jefferson Bank representative to help solve any issues directly, and conveniently make your payments directly to us.

Mortgages can be tricky. These loans make them easier, with terms that may work well for your situation.

USDA (United States Department of Agriculture)

    • 100% financing
    • No monthly mortgage insurance
    • 30-Year fixed rate
    • Designed for rural borrowers

VA (Veterans Affairs)

    • 100% financing
    • Must be a qualified veteran
    • Lower credit scores accepted

FHA (Federal Housing Administration)

    • Low down payment
    • Do not need to be a first-time home buyer to qualify
    • Designed for borrowers who have struggled to get a home loan

184 “Native American” Financing

    • Low down payment
    • Designed for American Indian, Alaska Native Families, Alaska Villages, Tribes or Tribally Designated Entities

Regardless of your situation, talk to a local mortgage officer to learn more.