Cash Management

In today's business world, online banking is essential. With BusinessLink Online Banking, manage your corporation's cash flow and initiate business transactions anytime, day or night. Manage all aspects of your cash flow from the convenience of BusinessLink - Online or with our Mobile App*.

• Oversee all of your financial accounts and cash flow activities, including balances, transfers, payments and deposits
• Control every detail of every payment  - payment date, payment amount, funding account, and more
• Deposit Checks on the go with Business Mobile Check Deposit*
• View up to seven years of statement history
• Manage, view balances and schedule payments on installment loans, mortgage loans and lines of credit
• Set up real-time Account Alerts*
• Initiate Wire Transfers and Automated Clearing House (ACH) transactions
• Initiate stop payments on checks
• Safe and secure with the latest Secure Sockets Layer (SSL) technology with EV SLL Certificates

Make payments from the convenience of your smartphone, tablet, or computer with Online and Mobile* Bill Pay in BusinessLink.

• Manage and edit payment schedules
• View all pending and paid history
• Add and manage all payees from one convenient location
• Set controls on payees and payments with secondary user approval

CDs are a great low-risk investment option for your thriving corporation. With a CD, you can enjoy financial security knowing your funds are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind regardless of what your corporation is saving for.

• Interest rates - CDs typically pay higher interest rates than other deposit products. Higher CD rates may be available for longer terms or larger deposited amounts.
• Guaranteed return - Since the interest rate of a Fixed Rate CD is set at account opening and does not change until the CD matures, you know exactly how much money you will earn during the term of your CD.
• Security- Funds are FDIC-insured up to the maximum applicable limits.

We offer advanced deposit alerts to keep you up-to-date on both physical and electronic deposits. With the option to receive alerts via email, text, or both; and to multiple users, you are always in control of your accounts.

Electronic Deposits include posted:
• Automated Clearing House (ACH) Deposits
• Incoming Wire Transfers (domestic and international)
• Direct Deposits

Physical Deposits include posted:
• Deposits Made at the Teller Line 
• ATM Deposits
• Remote Check Deposits

Deposit Location Codes allow you to track deposits made from multiple locations. We will assign a unique code to each location, so you can track deposits by location on your bank statements and online banking activity. We’ll even send you an email or text+ message when money goes into your account from various locations.

*Mobile carrier data and text rates may apply.

A Corporate Money Market Account is the best way to maximize your savings while retaining a high level of liquidity

• Free Online Banking with BusinessLink
• Interest Credited Monthly
• 24-Hour Account Information
• Transaction Limits: Transfers from an Insured Money Market Account (IMMA) to another account or to third parties by preauthorized, automatic, telephone or computer are limited to six per monthly statement cycle with no transfers by check, draft, debit card, or similar order to third parties.

• eDeposit
• Direct Connect

Additional information:

Sweep accounts provide your company a competitive interest rate, convenience and complete reporting with a full array of services, all wrapped into one account.

• Funds are swept from your business checking account into an overnight repurchase agreement (RP)
• At the end of each business day, all transactions (deposits, securities activities, checks, wire transfers, etc.) will be posted to your account
• Funds will then be automatically invested in an RP
• Bank securities are pledged to eliminate the FDIC insurance concerns

• Sweep Accounts offer daily notices and detailed activity with each bank statement
• Notices include information such as amount invested, interest rate, collateral assignment and market value of collateral

A Zero Balance Account works by automatically transferring balances from subsidiary accounts into a master account bringing the collecting account to a zero balance at the end of each business day.

Zero Balance Accounts eliminate the manual task of monitoring and transferring account balances to improve interest return and protect access to operating funds.

The account works by automatically transferring balances from subsidiary accounts into a master account to bring the subsidiary account to a zero balance.

• View real-time account balances and activity, and manage transfers in BusinessLink, 24/7
• Separate accounting and segregation of funds, without having to specifically fund disbursements
• Quickly assess cash position at any time during the day
• Automate transfer of funds requiring no manual intervention
• Choose your number of ZBA as needed, deposits and disbursements flow from the ZBA to the master account