A USDA loan is a type of government-backed loan offered by the U.S. Department of Agriculture (USDA) to encourage homebuyers to live in rural and suburban areas by making land and property more affordable.

A USDA Loan is right for you if you are looking for a home in a rural area with a lower down payment.

• Minimal down payment
• Closing costs as part of the loan amount
• Government-backed loan
• Loan funds may be used to purchase and repair a home
• Lower payments than a traditional mortgage loan
• No maximum purchase price
• No monthly mortgage insurance