A VA Loan is a type of government-insured home loan offered by the  U.S. Department of Veterans Affairs (VA) providing many benefits to service members for their dedication to our country.

A VA Loan is the solution for you if:

• You are a service member looking to purchase a home or refinance your current home.
• You meet one of the following qualifications:
  1. Served 90 consecutive days of service during wartime, OR,
  2. Served 181 days of service during peacetime, OR,
  3. You have more than 6 years of service in the National Guard or Reserves, OR,
  4. You are the spouse of a service member who died in the line of duty or as a result of a service-related disability.

• No down payment
• No private mortgage insurance (PMI)
• Government-backed loan
• Competitive interest rates