VA Loan FAQs

A VA Loan is a type of government-insured home loan offered by the  U.S. Department of Veterans Affairs (VA) providing many benefits to service members for their dedication to our country.

A VA Loan is the solution for you if:

  • You are a service member looking to purchase a home or refinance your current home.
  • You meet one of the following qualifications:
    1. Served 90 consecutive days of service during wartime, OR,
    2. Served 181 days of service during peacetime, OR,
    3. You have more than 6 years of service in the National Guard or Reserves, OR,
    4. You are the spouse of a service member who died in the line of duty or as a result of a service-related disability.
  • No down payment
  • No private mortgage insurance (PMI)
  • Government-backed loan
  • Competitive interest rates