A Zero Balance Account works by automatically transferring balances from subsidiary accounts into a master account bringing the collecting account to a zero balance at the end of each business day.

Zero Balance Accounts eliminate the manual task of monitoring and transferring account balances to improve interest return and protect access to operating funds.

The account works by automatically transferring balances from subsidiary accounts into a master account to bring the subsidiary account to a zero balance.

• View real-time account balances and activity, and manage transfers in BusinessLink, 24/7
• Separate accounting and segregation of funds, without having to specifically fund disbursements
• Quickly assess cash position at any time during the day
• Automate transfer of funds requiring no manual intervention
• Choose your number of ZBA as needed, deposits and disbursements flow from the ZBA to the master account