MaxMoney Checking
Get even more out of your checking account with MaxMoney® from Jefferson Bank.
If you're looking to get more out of your checking account, including additional savings and security, MaxMoney is for you. With full access to our suite of online banking tools, the Jefferson Bank Appdisclosure 1, ATM fee refunds outside of networkdisclosure 2, and the local care from your hometown bank, MaxMoney gives you the extra security and savings that you can't get from our other accounts.
Already have a Jefferson Bank Checking Account? Give us a call at (573) 634-0888 or stop by any Jefferson Bank location to upgrade to MaxMoney Checking today!
In addition to the extra security and savings of MaxMoney, manage your finances on your terms, with a variety of Online and Mobile Banking tools.
- Free Debit Mastercard® with free transactions at any Jefferson Bank ATM and ATM fees refunded for ATMs used outside of the Jefferson Bank networkdisclosure 2
- Free eStatements and Tax Documents accessible online, 24/7, for up to seven years
- Free Jefferson Bank Mobile Banking App and Online Banking Access to manage your accounts on the go, make transfers, send money to friends, and more
- Free Online and Mobile Bill Paydisclosure 1 to send bill payments electronically without the stamps or checks
- Free Mobile Check Deposit via the Jefferson Bank Appdisclosure 1
- Free Money Manager our online budgeting and saving tool
- Free Account Alerts to stay updated on balances, deposits, transactions, card activity, and more
- Early Direct Deposit - Get paid up to two days earlierdisclosure 10 with Early Direct Deposit.
Credit Report and Scoredisclosure 3,disclosure 4 - Access to credit reports and credit scores
Discount Cardsdisclosure 4,disclosure 5 - Receive 20% savings on gas, retail and restaurant cards. These cards are convenient to purchase and easy to use.
Credit Score Trackerdisclosure 3,disclosure 6 - Receive valuable insight into your credit score.
Cell Phone Protectiondisclosure 7 - Covers the first four phones on your bill, up to $600 per claim (maximum of $1,000 per account). Cell phone bill must be paid through this account or your Jefferson Bank Credit Card.
Credit File Monitoringdisclosure 4,disclosure 8 - Daily credit file monitoring and automated alerts of key changes to your single bureau credit report.
Dark Web Monitoringdisclosure 4 - Monitor your personal information on the dark web and receive alerts when your personal information is exposed.
AD&D and Health Discountsdisclosure 4,disclosure 7 - Up to $30,000 AD&D coverage and savings on dental, vision, and prescription services.
Double Credit Card Rewards - Earn double points on the first $5,000 spent annually with your Jefferson Bank ONLY℠ Card Mastercard®.
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Mobile carrier data and text rates may apply. Back to content
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Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. ATM refund will be limited to $10 per receipt with a maximum of $25 per statement cycle. Back to content
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You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. Back to content
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Registration/activation required. Back to content
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Additional terms, conditions and exclusions apply and are subject to change. Back to content
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Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available. Back to content
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Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions. Back to content
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Credit file monitoring may take several days to begin following activation. Back to content
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Available via mobile or web only. Back to content
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Early Direct Deposit applies to eligible personal checking accounts. Eligible personal checking accounts include: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. If your account changes to a non-eligible account, you may lose access to the Early Direct Deposit Service.
You can typically expect to receive qualifying Direct Deposits that come through ACH (Automated Clearing House) up to 2 days earlier than their scheduled payment date. Examples of Direct Deposits that may qualify include payroll, pension, and government benefits. Other deposits or credits to your account, such as person-to-person payments, checks or mobile deposits, and other electronic credits are not eligible for Early Direct Deposit.
Enrollment may be done by any account owner, and Early Direct Deposit Services may apply to all qualifying deposits made into the account.
Early Deposit availability may vary by deposit. Receiving your deposit early one time does not guarantee you will receive it early again. Early deposit can depend on;
When we receive payment instructions from the payor,
Any limitations that we place on early availability (such as the amount, payer, etc.) which we may change at any time without notice,
Any standard fraud prevention screening, and
Any other unforeseen circumstances the Bank may encounter.Any credit issued to you by the bank as a result of an ACH credit entry is provisional and subject to final payment instructions from the employer. Likewise, any ACH credit entry we provide to you remains provisional until we receive final payment. If we determine, based on satisfactory documentation, that a credit entry was made in error or for an incorrect amount, we reserve the right to debit your account for the improperly credited amount. In the event of insufficient funds, you agree to reimburse us accordingly.
Jefferson Bank may unenroll you without notice or reason at any time at our discretion.You may change your enrollment status at any time. Back to content
Monthly Maintenance Fee of $9.95.
This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.
