TJ Ralston

TJ Ralston

Vice President
Mortgage Loan Officer

NMLS# 1374466

4.89
Office: (573) 634-0863

Fax: 573-634-0882

700-B Southwest Blvd.
Jefferson City, MO 65109
Apply with TJ
TJ Ralston

TJ Ralston

Apply with TJ

About Me

TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership.

TJ graduated from Lincoln University with a Bachelor of Science degree in Business Administration. He is involved in activities with Jefferson City Chamber of Commerce and Home Builders Association of Central Missouri and participates on the United Way Fund Allocation Board and Campaign Leadership Team.

Over the years he has invested his time to sporting events in the community as coach and referee for both youth and high school athletes. TJ resides in Jefferson City with his wife, Lacy and three boys. In his spare time, you can find him coaching and cheering on his boys at sporting events throughout the year.

Homebuyer Stories

TJ's Customer Reviews

4.89
  • February 2026
    TJ was very helpful and didn't make me feel uncomfortable with my questions. I am old school when it pertains to contracts and paperwork. Doing everything electronically, was not as hard as I thought it would be.
    Steve S.
  • February 2026
    TJ is respectful, responsive, and follows through with every question asked. His patience and professionalism reassure me that I will always have a home at Jefferson Bank. Thank you TJ!
    Kyle B.
  • January 2026
    Great person easy to work with can't wait to work with TJ again!
    Kyle F.
  • January 2026
    Great people
    Kenneth G.
  • October 2025
    TJ is a banking professional. He understands his clients goals and works closely with them to fulfill those goals. He is capable, efficient and brings years of experience to every situation matching product to financial needs.
    Randy K.
  • October 2025
    TJ was always very responsive to any inquires and always met us in a friendly manner and wearing a smile.
    Terry T.
  • October 2025
    Things were done on time
    Nicholas N.
  • August 2025
    TJ was a great help throughout my journey
    Wesley S.

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