TJ Ralston

TJ Ralston

Vice President
Mortgage Loan Officer

NMLS# 1374466

4.91
Office: (573) 634-0863

Fax: 573-634-0882

700-B Southwest Blvd.
Jefferson City, MO 65109
Apply with TJ
TJ Ralston

TJ Ralston

Apply with TJ

About Me

TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership.

TJ graduated from Lincoln University with a Bachelor of Science degree in Business Administration. He is involved in activities with Jefferson City Chamber of Commerce and Home Builders Association of Central Missouri and participates on the United Way Fund Allocation Board and Campaign Leadership Team.

Over the years he has invested his time to sporting events in the community as coach and referee for both youth and high school athletes. TJ resides in Jefferson City with his wife, Lacy and three boys. In his spare time, you can find him coaching and cheering on his boys at sporting events throughout the year.

Homebuyer Stories

TJ's Customer Reviews

4.91
  • May 2026
    We absolutely LOVE TJ! He helped us plan from the moment we believed we wanted to buy a new home. Then helped to make sure everything was wrapped up in a pretty bow for us at the end. :)
    Madison H.
  • May 2026
    Good communication, informative, and future planning.
    Cody H.
  • May 2026
    Great guy to work with. Made things easy to understand for an older lady with not much technical skil! Thanks TJ for a smooth losn process and closing
    Brenda R.
  • April 2026
    TJ was fast to respond each time we reached out. Was flexible and was a big help through the process.
    Jonathan H.
  • March 2026
    TJ was friendly and efficient.
    Emily E.
  • March 2026
    Great communication and everything was addressed quickly and professionally. Thanks TJ Ralston
    Joyce J.
  • February 2026
    TJ was very helpful and didn't make me feel uncomfortable with my questions. I am old school when it pertains to contracts and paperwork. Doing everything electronically, was not as hard as I thought it would be.
    Steve S.
  • February 2026
    TJ is respectful, responsive, and follows through with every question asked. His patience and professionalism reassure me that I will always have a home at Jefferson Bank. Thank you TJ!
    Kyle B.

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