TJ Ralston

TJ Ralston

Vice President
Mortgage Loan Officer

NMLS# 1374466

4.93
Office: (573) 634-0863

Fax: 573-634-0882

700-B Southwest Blvd.
Jefferson City, MO 65109
Apply with TJ
TJ Ralston

TJ Ralston

Apply with TJ

About Me

TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership.

TJ graduated from Lincoln University with a Bachelor of Science degree in Business Administration. He is involved in activities with Jefferson City Chamber of Commerce and Home Builders Association of Central Missouri and participates on the United Way Fund Allocation Board and Campaign Leadership Team.

Over the years he has invested his time to sporting events in the community as coach and referee for both youth and high school athletes. TJ resides in Jefferson City with his wife, Lacy and three boys. In his spare time, you can find him coaching and cheering on his boys at sporting events throughout the year.

Homebuyer Stories

TJ's Customer Reviews

4.93
  • October 2026
    TJ was wonderful to work with. He kept things easy, stress free, and efficient. TJ understood my personal needs and stresses. He handled them professionally. He made working through all finance related issues easy and comfortable. I cant thank him and his team enough for making this new chapter in life something to look forward to.
    Kimberly M.
  • October 2026
    T.J. was very helpful from the beginning to end of our HELOC process. I would highly recommend T.J. Ralston and Jefferson Bank for your home loan needs.
    Jane W.
  • October 2026
    TJ was excellent to work with throughout the entire loan process. Whenever I had a question or needed assistance, he was always quick to respond and incredibly helpful. I truly cannot say enough good things about my experience with Jefferson Bank. I would highly recommend Jefferson Bank to anyone going through the loan process, and if I ever need another loan in the future, they will be my first choice.
    Dillon W.
  • August 2026
    TJ went above and beyond to get this deal done for me! Great experiance!
    Clayton G.
  • August 2026
    Really great to work with! Would highly recommend'
    Stacey B.
  • August 2026
    TJ kept me informed throughout the process, he was able to work with my busy schedule and still stay on top of everything i I needed to do in order to buy my home
    Joseph R.
  • June 2026
    TJ and his team were great with keeping informed every step of the way. They made this process quick and easy.
    Jessica J.
  • June 2026
    TJ had everything handled from start. Great communication and made the proceas very easy!
    Spencer S.

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