No matter your needs, we have the right account for you

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Small Business Checking


Our Small Business Checking Account is designed specifically for businesses with low activity - plus, it gives you all the features and benefits of a commercial checking account without the expense.

  • Free Jefferson Bank Debit Mastercard®2
  • Free BusinessLink Online Banking
  • Up to 100 Free combined paper and electronic transactions
  • Free Mobile Banking3
  • Free 24/7 on-demand eStatement
  • Overdraft Access Protection4
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Business Checking Plus


Our Business Checking Plus Account is designed specifically for businesses with moderate activity - plus, it gives you all the features and benefits of a commercial checking account without the expense.

  • Free Jefferson Bank Debit Mastercard®2
  • Free BusinessLink Online Banking
  • Up to 250 Free combined paper and electronic transactions
  • Minimum balance of $10,000 to avoid monthly maintenance fee
  • Free Mobile Banking3
  • Free 24/7 on-demand eStatement
  • Free InfoLine 24-Hour Account Information
  • Overdraft Access Protection4

What you Need to Open a Business Checking Account

Before you get started, here is what you will need to complete your Small Business Checking account application. We'll be in touch with you to complete the process.

Business Requirements

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Legal Name of Business

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Physical Business Address

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Validation of Business Registration

Tax ID number icon

Business Tax Identification Number (TIN) or SSN

Personal Requirements

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Physical Mailing Address

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Date of Birth

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Social Security Number (SSN)

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Unexpired Government-Issued Photo ID, Driver's License, Passport, or Military ID

Ready for a Better Banking Experience?

We Do Business Better

With accolades like Fourth Best Bank in America according to Forbes Magazine, we have the tools and expertise to help you manage your business.

The Tools You Need to Keep Your Business Thriving

Our customized solutions are tailored to your business size, account balance, spending habits, and technology preferences.

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Award-Winning Mobile Banking App and Online Access

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Overdraft Access Protection

eStatements available 24/7.

Quick Access to eStatements 24/7

Dedicated to Helping Businesses of Any Size - Including Yours!

We’re committed to helping small businesses succeed, and are ranked #66 in the Nation for Paycheck Protection Program (PPP) Loans!

Whether you’re looking to grow, or optimize your day-to-day, let us help you achieve your goals.

Find a Location

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Want Us to Contact You?

Fill out the form below and we'll reach out to you soon.

1To receive the $350 checking bonus: Open a new Business Checking Account and deposit $50 or more at account opening. No minimum balance required to obtain bonus. Bonus will be reported to the IRS as interest. Bonus will be deposited into the Business Checking Account within 10 business days after account is funded. If checking account is closed within first 90 days a fee may be imposed. Available to new business checking account customers only. Offer may only be redeemed by the intended recipient and is non-transferable. Eligibility for this offer will be verified prior to providing the bonus. One offer per business. We reserve the right to not open accounts for customers outside our market area. Please contact us for further details. Promotion ends 12/31/2021.
2This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
3Mobile carrier data and text rates may apply.
4Subject to Overdraft Access Policy.