No matter your needs, we have the right account for you

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Small Business Checking


Our Small Business Checking Account is designed specifically for businesses with low activity - plus, it gives you all the features and benefits of a commercial checking account without the expense.

  • Free Jefferson Bank Debit Mastercard®2
  • Free BusinessLink Online Banking
  • Up to 100 Free combined paper and electronic transactions
  • Free Mobile Banking3
  • Free 24/7 on-demand eStatement
  • Overdraft Access Protection4
Open an Account
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Business Checking Plus


Our Business Checking Plus Account is designed specifically for businesses with moderate activity - plus, it gives you all the features and benefits of a commercial checking account without the expense.

  • Free Jefferson Bank Debit Mastercard®2
  • Free BusinessLink Online Banking
  • Up to 250 Free combined paper and electronic transactions
  • Minimum balance of $10,000 to avoid monthly maintenance fee
  • Free Mobile Banking3
  • Free 24/7 on-demand eStatement
  • Free InfoLine 24-Hour Account Information
  • Overdraft Access Protection4
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What you Need to Open a Business Checking Account

Before you get started, here is what you will need to complete your Small Business Checking account application. We'll be in touch with you to complete the process.

Business Requirements

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Legal Name of Business

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Physical Business Address

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Validation of Business Registration

Tax ID number icon.

Business Tax Identification Number (TIN) or SSN

Personal Requirements

Location icon.

Physical Mailing Address

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Date of Birth

Social security number icon.

Social Security Number (SSN)

Photo ID icon.

Unexpired Government-Issued Photo ID, Driver's License, Passport, or Military ID

Ready for a Better Banking Experience?

We Do Business Better

With accolades like Fourth Best Bank in America according to Forbes Magazine, we have the tools and expertise to help you manage your business.

The Tools You Need to Keep Your Business Thriving

Our customized solutions are tailored to your business size, account balance, spending habits, and technology preferences.

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Award-Winning Mobile Banking App and Online Access

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Overdraft Access Protection

eStatements available 24/7.

Quick Access to eStatements 24/7

Dedicated to Helping Businesses of Any Size - Including Yours!

We’re committed to helping small businesses succeed, and are ranked #66 in the Nation for Paycheck Protection Program (PPP) Loans!

Whether you’re looking to grow, or optimize your day-to-day, let us help you achieve your goals.

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  1. To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking. Free Checking is not an eligible checking account. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening. No minimum balance required for Bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Offer may only be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus. We reserve the right to not open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2024. Back to content
  2. Mobile carrier data and text rates may apply. Back to content

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.