Open a Savings Account

What type of savings account?

  Not sure which card is right for you?

Please take a moment to answer a few questions and we will provide you with a personalized recommendation.

SaveUp Savings

SaveUpSM Savings Account is your go-to savings accounts with a competitive rate and 24/7 access to your account activity and funds. More details about SaveUp Savings

Open Now SaveUp Savings

Money Market

Earn a higher rate of interest than your savings account, with the ability to write limited checks each month. More details about Money Market

Open Now Money Market

  1. Minimum Balance: To avoid the monthly fee you must maintain this balance amount Back to content

The Central Trust Bank operates under the brand names Central Bank, Jefferson Bank, and Bank Central.
Accounts under these brands are combined for FDIC Insurance coverage.


To apply online, you must be 18 years or older, a U.S. citizen or resident alien, and have a U.S. address. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account or apply for a loan, we will ask for your name, physical address, date of birth, Social Security Number, and other information that will allow us to identify you. We may also ask for a copy of your driver's license or other identifying documents. We reserve the right to deny an application from a person residing outside of our trade area.