Mike Copeland, Mortgage Loan Officer

Mike Copeland

Senior Mortgage Loan Officer

Jefferson Bank
401 East Lincoln Ave
Owensville, MO 65066
p: (314) 482-1023
Email Mike
NMLS# 238560

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

It’s time to get the big one. 

Mike Copland is a hunter.  And, like all good hunters, he is very detailed oriented. 

You’ve got to consider your approach, choose your range, and then, at the right moment, make a big decision.

Just like when you buy a home.

As an experienced mortgage loan officer (and deer hunter), Mike has a plan for you.  Once you find your home, Mike takes care of all the details that make buying a home successful. And just like any hunting partner, Mike answers your questions, goes over options and lets you know exactly what to do and when to do it. 

You’ve got to trust your loan officer to get you the right home loan.  The stakes are too high.  With Mike, you’ll be ready to go.

Happy Hunting. 

Calculate a Mortgage Payment

Understanding your potential mortgage payment will help you determine what type of home is within your reach.

Your monthly mortgage payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender.