• A happy couple holding up keys to their new home
  • USDA Loan

    Are you looking for a partner to help you finance your new home in a rural area? We’re here for you every step of the way!

    This unique mortgage loan opportunity is only offered to potential homebuyers looking for homes solely in rural or agricultural communities, so if this sounds like you and your family, Jefferson Bank’s USDA Loan is perfect for you. A USDA Loan offers many benefits exclusive to the home loan, such as little to no down payment and competitive interest rates. Typically the USDA Loan can cover 100 percent of the mortgage, making that home purchase within reach.

  • Here are some of the benefits of a USDA Loan:
    • Minimal down payment
    • Closing cost included in the loan amount
    • Government-backed loan
    • Loan funds may be used to purchase and repair a home
    • Lower payments than traditional mortgage loan
    • No maximum purchase price
    • No monthly mortgage insurance