What type of checking account?

MaxMoney Checking: Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Registration/Activation Required. Back to content

MyChoice Checking: To avoid the monthly fee - you must receive electronic statements and one of the following:

• Maintain a minimum daily balance of $2500.00 per statement cycle; or
• Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or
• Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle; or
• The primary account holder is under the age of 25.
  • Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday.

You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle.

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

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World Checking: To avoid the monthly fee:

• Maintain an average daily balance of $15,000 each monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by
  the number of days in the period; or
•  Maintain an average daily balance of $250,000 or greater in all deposit accounts with the same primary account holder (Checking, Savings, Money Market or Certificate of Deposit) for the statement cycle.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period; or
• Central Trust Company Client; or
•  Maintain a balance of $250,000 in a Central Investment Advisors Brokerage Account. 

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Preferred Interest Checking: To avoid the monthly fee - you must have a daily balance of $5,000.00 for the monthly statement cycle; or,
Maintain $25,000.00 average daily balance in all deposit accounts withe the same primary account holder for the statement cycle (Checking, Savings, Money Market, or Certificate of Deposit).

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Paper statements are available for a fee of $3.00 per statement cycle.

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