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AcceptOpen an Account
Not sure which checking account is right for you?
Please take a moment to answer a few questions and we will provide you with a personalized recommendation.
You want a checking account with perks - access to your credit score¹, extra security, more savings, and much more! More details about MaxMoney® Checking
You receive a monthly direct deposit, use your debit card frequently, and want the best in Online and Mobile Banking. More details about MyChoice Checking
Your spending is more complex than most, traveling often with high level spending amounts. More details about World Checking
A basic checking account with access to basic Online and Mobile Banking features. More details about Free Checking
An account for high balances with competitive rates. More details about Preferred Interest
The Central Trust Bank operates under the brand names Central Bank, Jefferson Bank, and Bank Central.
Accounts under these brands are combined for FDIC Insurance coverage.
MaxMoney® Checking: ¹Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
²Registration/Activation Required.
³Cell phone must be paid through this account. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.
MyChoice Checking: ⁴To avoid the monthly fee - you must receive electronic statements and one of the following:
You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).
World Checking: ⁵To avoid the monthly fee - you must have a $15,000 average balance; or; $250,000 private banking relationship; a $250,000 Central Investment Advisors relationship or be a Central Trust Company client.
Preferred Interest Checking: ⁶To avoid the monthly fee - you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle.
⁷Paper statement available for a fee. See bank for details.
We're here to help! Contact one of our Technical Assistance representatives by phone or live chat.
Monday-Friday: 8:00 a.m. to 6:00 p.m. CST
Saturday: 8:00 a.m. to 12:00 p.m. CST
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Jefferson Bank, a division of The Central Trust Bank. Member FDIC. Equal Housing Lender. NMLS #407985
© 2023
If you want to buy or refinance your home, start with our Mortgage Center.
Discover a range of valuable financial topics in our Learning Center.
Can you afford that home? Or pay off that debt? Try one of our Financial Calculators.
Pay off debt or purchase that new vehicle with our flexible financing options.
Our credit cards are a tool that can help you manage your finances with awesome rewards!
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Jefferson Bank, a division of The Central Trust Bank. Member FDIC. Equal Housing Lender. NMLS #407985
© 2023
Have a question? Check out our most frequently asked Online Banking questions.
If you have a complaint, question, or a compliment, we'd love to hear from you.
Send a message to customer support through our secure email channel.
Questions? Email Jefferson Bank's customer service team.
This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Jefferson Bank, a division of The Central Trust Bank. Member FDIC. Equal Housing Lender. NMLS #407985
© 2023
Conveniently make your loan payment with a debit card or electronic check! Get started by clicking 'Continue' below¹.
¹Additional service fee applies. By clicking 'Continue', you will leave our website and enter a site specific to making your loan payment via a debit card or electronic check.
If your email includes confidential personal information such as account numbers, your credit or debit card number or your social security number you should send this information via securemail.
Registered customers may email us securely by logging in to Online Personal Banking or Online Business Banking and selecting the securemail link from the menu.