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$50 minimum to open any account

MaxMoney® Checking

All the benefits of a checking account with added security, savings, and access to your credit score1.
Monthly Fee: $8.95 More details about MaxMoney® Checking

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MyChoice Checking

You receive a monthly direct deposit, use your debit card often, and want the best in Online and Mobile Banking.
Monthly Fee: $32 More details about MyChoice Checking

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World Checking

Your spending is more complex than most, traveling often with high level spending amounts.
Monthly Fee: $203 More details about World Checking

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Free Checking

A basic checking account with access to Online and Mobile Banking features.
Monthly Fee: $0disclosure 4 More details about Free Checking

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Preferred Interest

An account for high balances with competitive rates.
Monthly Fee: $105 More details about Preferred Interest

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  1. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Back to content

  2. To avoid the monthly fee - you must receive electronic statements and one of the following:

    • Maintain a recurring direct deposit or,
    • Use your debit card at least 10 times for a point of sale transaction or,
    • Keep an average daily balance of at least $500 or,
    • Set up a monthly recurring transfer from MyChoice Checking to either a SaveUp℠ Savings account or a Money Market account
      Back to content
    • To avoid the monthly fee - you must have a $15,000 average daily balance; or; maintain an average daily balance of $250,000 or greater in all deposit accounts during a monthly cycle; a $250,000 Central Investment Advisors relationship or be a Central Trust Company client. Back to content
    • must receive estatements to be eligible for this account. Back to content
    • To avoid the monthly fee - you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle. Back to content

    The Central Trust Bank operates under the brand names Central Bank, Jefferson Bank, and Bank Central.
    Accounts under these brands are combined for FDIC Insurance coverage.