Get to know your Jefferson Bank Credit Card

Congratulations on getting a Jefferson Bank Mastercard! Here is all the information you need regarding your credit card.

Jefferson Bank Credit Cards

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Local Customer Service – We’re your local bank and can answer any questions you may have.

Mobile payments
Make mobile payments with the digital wallet of your choice – Apple Pay®, Samsung Pay, or Google Wallet™.

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Worldwide Automatic Travel Accident – Receive insurance for up to $250,000 for accidents or injuries while traveling.

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Baggage Delay – Baggage delay reimburses you for expenses incurred for the emergency purchase of essential items while you’re without your luggage.

ID theft protection
Mastercard ID Theft Protection – Mastercard provides you with a number of Identity Theft resolution services, should you believe you’re a victim of identity theft.

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Mastercard Global Service – Mastercard provides worldwide, 24/7 assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.

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Mastercard Airport Concierge™– Enjoy savings on Airport Meet and Greet services, which includes a personal Meet and Greet agent to escort you 24/7 through the airport on departure, arrival, or any connecting flights at over 700 destinations worldwide.

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MoviePass – Blockbuster savings on the big screen. Get 50% off your first two months of a new Standard or Premium MoviePass plan. Offer expires 9/30/2025.

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Booking.com – Make the most of your travel. Get up to 7% off on prepaid stays on Booking.com. Offer expires 9/30/2025.

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HealthLock – Enjoy a HealthLock for Mastercard®. Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

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Mastercard Zero Liability Protection – Whether you pay in store, over the phone or online, you're not responsible in the event someone makes unauthorized purchases with your card.

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Guide to Benefits – View the guide to benefits for complete benefit information.

Travel Benefits

Book flights, hotels, cars, attractions, and events directly through our rewards website. From our rewards website, you can pay for your trip using your Central Bank Credit Card, pay with points, or a combination of the two.

Jefferson Bank Credit Cards

More about travel redemption options:

    • Attractions: Book tickets to amusement parks, museums, theaters, and more. Adventure awaits by redeeming for more than 11,000 attractions at 1,200 locations worldwide.
    •  Hotels: Choose from more than 160,000 hotel rooms worldwide, and view images of the hotel, amenities, star ratings, and more when booking your stay.
    • Events: Purchase tickets to thousands of sporting events, plays, concerts, and more!
    • Car Rentals: Use your reward points for select car rental agencies and pay either on-site or prepay using your points on the rewards website. Purchase tickets to thousands of sporting events, plays, concerts, and more.
  • Central Travel: Receive personal attention when you redeem your reward points at Central Travel for dream vacations, personal, or business travel. You can also book cruises or vacation packages. There are no blackout dates. Call 800-282-9945 to speak to a Central Travel Representative!

Redeeming Your Rewards:

Earn one point per dollar spent, and choose from a variety of reward options!

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Gift Cards

Choose from gift cards to many of your favorite retail stores, restaurants, entertainment, home goods, travel & leisure, and sports & outdoor retailers!

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Cash

Redeem your reward points as money! Choose from direct deposit, Pay Me Back, or a Statement Credit.

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Merchandise

Pick from different electronics, home & garden, exercise & fitness, jewelry & accessories, luggage & handbags, health & beauty, and outdoor living items.

FAQs:

You can activate your credit card by calling toll free at (888) 222-8717 or collect at (706) 644-4516. Please call from your primary phone number on the account. You can also activate your account online.

Log into Online Banking, click into your credit card account and select “View Rewards

You can add your Jefferson Bank credit and debit cards to your mobile wallet on your favorite devices – iPhone, Apple Watch, or compatible device. 

Set up credit card alerts  within Online Banking. After logging in, select “Alerts” and choose what type of alerts you’d like to receive.

You can pay your credit card bill within Online Banking. Simply log in  to your account, select “Payments,” and choose “Pay Credit Card/Loan.” You can also make payments by logging into www.bankcardcenter.net.

  • Enroll in electronic statements by logging into your www.bankcardcenter.net account. Select the “Statements Tab” then “Statement Delivery Options”. A verification code will 
  • If you have Online Banking, you can log in and click “Statements and Documents” then select “Delivery Preferences”. Under the options you can choose “Paperless” for any account(s) you want to receive electronic statements for then click “save”.

Yes, within Online Banking, you can add an External Account to pay your Jefferson Bank credit card Balance.

A Balance Transfer allows a cardholder to access a portion of their Jefferson Bank credit card’s available credit line to send to another payee. An example might be transferring $2000 from another credit card to your Jefferson Bank credit card. Balance Transfer fees of $10 or 4%, whichever is greater, may apply.

You can access your credit score with our MaxMoney Checking Account. You’ll get an updated score and report every 90 days, or upon receipt of a credit alert. You can request a free copy of your credit report annually at www.annualcreditreport.com. 

You chose your credit card payment due date at the time of application. If you’d like to request a new payment date, please call the number located on the back of your card.

To report a lost or stolen card, simply open your Online Banking account and choose “Card Management” (recommended). You can also call (800) 445-9272.

You earn one reward point for every dollar you spend on in-store and online purchases, or when booking travel with your card through Central Travel. The points you earn are updated daily and there is no monthly cap on earnings! 

All credit cards points are valid for five years. The World Elite credit card points do not expire.