The Jefferson Bank Secured Credit Mastercard®

The credit card to help you establish or rebuild your credit.

The Jefferson Bank Secured Credit Mastercard can help you turn those financial dreams into realities. It's a card that can help you establish or rebuild your credit. No matter your goal, we'll help you get there.

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What exactly is a Secured Credit Card?

It’s a real credit card used to build a credit history with the three major credit bureaus. To get started, you’ll need to deposit a minimum of $250 into your Savings account. The deposit you supply will determine your credit line. Visit your local branch to apply today.

How does it work?

  1. Simply apply and supply us with a deposit.
    The application process is simple. Secure your line with an equal deposit. If you want a $500 credit line, we’ll need a $500 deposit to your Savings account. You can grow your credit line simply by adding additional deposits.
  2. Use your card responsibly – we want you to succeed just as much as you do.
    Pay your bill on time each month. Even better, pay your balance in full each month to avoid any interest charges on your purchases.
  3. Build your credit history as you go.
    This is the first step in getting your credit history in line with your financial goals. You’ll build your credit history each month and possibly qualify to get your deposit back.

Your Secured Credit Mastercard comes with additional benefits to make your financial life easier:

ID theft protection
Mastercard ID Theft Protection – Mastercard provides you with a number of Identity Theft resolution services, should you believe you’re a victim of identity theft.

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Mastercard Airport Concierge™ – Enjoy savings on Airport Meet and Greet services, which includes a personal Meet and Greet agent to escort you 24/7 through the airport on departure, arrival, or any connecting flights at over 700 destinations worldwide.

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Mastercard Global Service – Mastercard provides worldwide, 24/7 assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.

These are summary descriptions only. Certain restrictions, limitations and exclusions apply and are subject to change. See bank for details or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only.

Secured Card Agreement