700-B Southwest Boulevard
Jefferson City, MO 65109
p: (573) 634-0860
f: (573) 636-7178
This checklist can help you gather the documents you need to proceed with the loan.
Roger Dudenhoeffer, Executive Vice President at Jefferson Bank, accepted the position as Mortgage Lending Manager in August of 2021. Roger is a 40 year veteran in the banking industry and has worked in multiple roles at Jefferson Bank since 1992.
From his beginning in the bank mailroom in 1981 to personal and commercial lending over the past 29 years his managerial and lending experience is a tremendous asset to the Mortgage Lending Department.
He is active in our local community as both a leader and volunteer. Roger has served on committees and boards of St. Joseph Cathedral, Knights of Columbus, Helias Foundation, St. Mary’s Foundation, and Jefferson City Area Chamber of Commerce. He is a Lincoln University graduate and is married with two adult children.
Your monthly mortgage payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender.
|INTEREST RATE||APR||MONTHLY PAYMENT|
The Jefferson Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.
The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.
All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications. Interest rates and program terms are subject to change without notice.
Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.
USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.