700-A Southwest Boulevard
Jefferson City, MO 65109
p: (573) 634-0860
f: (573) 636-7178
This checklist can help you gather the documents you need to proceed with the loan.
Christina Busch is a Mortgage Loan Officer with Jefferson Bank and has been employed in the banking industry since 1997. She is a recipient of the Hospitality Award from the Women's Council of Realtors, holds a Loan Officer Certification the First Time Home Buyer Program and is a trained FHA Lender. Christina is a member of the Jefferson City Area Board of Realtors and also active in the Jefferson City Area Chamber of Commerce. She and her family reside in Jefferson City.
Your monthly mortgage payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender.
|INTEREST RATE||APR||MONTHLY PAYMENT|
The Jefferson Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.
The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.
All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications. Interest rates and program terms are subject to change without notice.
Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.
USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.